OnlyFans Model, 20, Made $43 Million Last Year. To Her, It Doesn't Conflict with Christian Values: ‘The Lord's Very Forgiving’ (Exclusive)

Sophie Rain grew up attending church every Sunday with her family in Tampa, Fla.

Sophie Rain Sophie Rain.

Sophie Rain

Sophie Rain.

At just 20 years old, Sophie Rain is making a life-changing yearly income of over $43 million. Despite what some may be quick to judge, she isn't ashamed to say she's turned the massive profit by posting revealing — and sometimes explicit — content on her OnlyFans page.

The online model recently made headlines after sharing her year-over-year income on X (formerly Twitter). "Thankful" is the word she put to the matter, and she's not been afraid to take on any doubtful replies.

"You can call me whatever you want," she wrote in response to a post debating whether or not people should consider her a model. "I will be laughing my way to the bank."

The Floridian's indifference to hate isn't just a front she raises on social media. Speaking to PEOPLE exclusively, the internet celebrity says negative notes hardly deter her from posting behind a paywall for her millions of followers. Instead, it energizes her to keep pulling together the content.

Sophie Rain Sophie Rain.

Sophie Rain

Sophie Rain.

Related: Ex-Amish Woman, 44, Grew Up a Rebel. After Escaping, She Became a Stripper: 'Thought That I Was Going to Go to Hell' (Exclusive)

"Honestly, all the people online that hate me — and they post the mean comments and everything — that's what motivates me to just keep growing and to keep booming and keep doing my own thing," she explains. "It just makes them mad for no reason. They don't know me."

Not to mention that for all the loud haters who try to tear Rain down, she's got plenty of people rooting her on — and they often show their love with generous tips. Her highest-paying benefactor is a man named Charles, the influencer tells PEOPLE. Between November 2023 and November 2024, Charles sent Rain nearly $5 million.

She doesn't actually know the man personally, but Rain says their relationship isn't that strange. "We talk a lot, so I do know a lot that happens with him, but I know him from OnlyFans," she notes. One thing she doesn't know? Charles' exact age, and she tries not to guess.

"I try not to ask just for my own sake. I know he is just a little older," says Rain. "I don't want to know exactly how old my fans are, just because I know a lot of them range from older. It's like talking to my grandfather sometimes when I find out how old they are."

Offline and behind the scenes, Rain says she has a strong support system backing her career on OnlyFans and helping her navigate the "ups and downs" that accompany the content she started posting in May 2023. Some of her close confidantes even have their own profiles on the platform, which has dominated the adult entertainment industry.

Sophie Rain Sophie Rain.

Sophie Rain

Sophie Rain.

Related: Timothée Chalamet Offered to Pay $500 Fine Issued to Viral Lookalike Contest's Host After His Surprise Cameo at the Event (Exclusive)

"I love the people I'm around. I'm around a great group of people. All my friends and cousins, they do it as well," says Rain. Her family is "very supportive" as well, though initially, she admits they were reluctant about backing her NSFW gig.

"I didn't tell them when I started it. At first, I kind of kept it a secret, and then they found out and they were upset," she adds. "I was kind of nervous at first because I wasn't sure what they were going to think of me as, if that makes sense."

Rain's family members weren't the only ones to reject her OnlyFans profile when they found out about it. She says she lost her previous job at a restaurant after her boss found out and fired her, though at that point her account was already on the rise thanks to the help of her sister Sierra, a fellow OnlyFans creator.

"I was serving [food] at a regular minimum wage job and [my sister] was making so much money and I was like, 'I want to get on this,'" says Rain. "She helped me start and then it just took off. It boomed."

Sophie Rain Sophie Rain.

Sophie Rain

Sophie Rain.

Related: Taylor Swift Fan Behind Eras Tour Updates Account — and Viral 'Seemingly Ranch' Moment — Reveals Identity (Exclusive)

Unlike her previous boss, her initially displeased family members came around to the concept as Rain started speaking about it more honestly.

"I just told them straight up that, 'I post content online, this is what I do. If you can support me or you don't support me, and I'm sorry, but I can't help you guys,'" she recalls to PEOPLE. "But regardless of the situation, they didn't care. I'm their child and they love me."

In many ways, Rain's current lifestyle strikes a noteworthy contrast against her background. She says she grew up poor; her family struggled throughout her childhood and often got by on food stamps. Her parents are also devout Christians, and Rain attended church with them every Sunday.

However, the latter quality hasn't faded from the influencer's life. Her Christianity remains a substantial part of her identity. She says she still checks in on her "home church" in Tampa when they stream online services. Looking at her life now, Rain doesn't see any conflict between her work creating adult entertainment and her religious devotion.

"The Lord's very forgiving, and he put me on here. He put me on earth for a reason and I'm just living every day," she reasons. "If this wasn't meant for me, I wouldn't be here right now."

Sophie Rain Sophie Rain.

Sophie Rain

Sophie Rain.

Related: French Countess Reveals What It Was Really Like Behind the Scenes of Debutante Ball with Apple Martin, Sophie Kodjoe (Exclusive)

While her OnlyFans profit undeniably indicates Rain's rise to wealth, she says she hasn't fully shaken the frugal mindset instilled in her as a child. Combined with the fact that she's still in total disbelief over the amount of money she's made, her lifestyle doesn't really reflect the eight-digit number on her yearly paycheck.

"I still find myself trying to save every dollar I can, because that's just the way I grew up," Rain says.

But she has made a few exceptions, like purchasing her "dream car," a 2024 Porsche GT3 RS. She also rents a "beautiful" waterfront property in Miami, and toward the end of the year, she's hoping to buy her parents their own property. It'll be "their first house that they're going to own," says Rain. "And I'm really excited."

"I'm glad that I'm making this much because all I wanted to do was help my family. I watched them growing up, very poor, struggling to pay bills, living paycheck to paycheck. So that is what motivates me as well, my parents struggling," the OnlyFans star tells PEOPLE. "I wanted to change that."

Read the original article on People